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亚博网APP|ZestFinance创始人 随心所欲多读书

时间:2021-03-04 00:59 点击次数:
  本文摘要:Douglas Merrill is used to overcoming challenges . as a child growing up in Arkansas,He was deaf for three years-the result of an auditory nerve inve Merrill went on to receive a ph . d . in cognitive science from Princeton and eventually

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Douglas Merrill is used to overcoming challenges . as a child growing up in Arkansas,He was deaf for three years-the result of an auditory nerve inve Merrill went on to receive a ph . d . in cognitive science from Princeton and eventually became the chief information officer at Google 但是他人生的挫折与此相比,就像高中时梅丽尔临床上得了阅读障碍一样。所以梅丽尔从人生初期就已经知道自己的顺利是比别人的代价更好的希望。(威廉莎士比亚、哈姆雷特、生活)之后,梅丽尔在道师大(University of Tulsa)获得社会学和经济学学位后,回到普林斯顿大学(Princeton University),获得认知科学博士学位,反复闹事,进入谷歌(Google)。

Today,he runs zest finance,a100-person company that he started in 2010 . zest finance uses a combination of artificial intelliger And2010年,梅里尔成立了一家名为ZestFinance的公司。该公司拥有100名员工,主要利用人工智能、机器学习、大数据等技术,帮助贷款者分析潜在贷款者的信用风险。

ZestFinance的目的是帮助“资金不足”以较低的利率获得贷款。毫无疑问,这是自2007年金融危机以来的类似挑战。meril,43,is based in los Angeles . he spoke with fortune。现年43岁的梅丽尔住在洛杉矶。

最近他拒绝接受《财富》杂志的采访。1.who in technology do you admire most?Why?1.你最喜欢的科技界人士是谁?为什么?I admire a guy whos been dead a very long time . his name is Matthew Fontaine Maury . Maury was a lieutenant in the u . s . navy in the 1800s。when ships had sails . he was the captain of a ship,And the routes that he tended to sail were from west coast of the u . s . towards Japan . some times the他是军舰的舰长,经常经过从美国西海岸到日本的航线。有时航线的海上状况很好,有时风浪很险。

和几乎所有其他船长一样,他只告诉我一条去东京的航线,但各船长的航线有些相似。Sadly he was injured。

unable to be a ship captain any more,He was looking around for something to do。he stumbled upon the fact that other captains had other routes that performed better in some times of the Ear And worse in some times of the year . he notice后来他意外受伤,不能再航行了,他想找别的工作。

他下意识地发现,一些舰长自由选择的航线在一年中有些时候海况更好,但在某种程度上,在一年中的其他时候海况更好。(威廉莎士比亚、哈姆雷特、自由名言)此外,所有舰长都有自己的习惯航线,从一个城市到另一个城市,这些航线一年中的海况都有好有坏。所以他让舰长们把他们的航海日志交给自己,汇总所有人的航线,然后把汇总的航线传达给舰长们。

what he discovered were the trade winds and the notion that weather changes throughout the year and as a result the time to travel changes over time.e basically crowd sourced routes all over The world . if you look at The data over time before Maury,The routes were kind of random between cition Theits the backbone of trade and information . Maury provided massive change。结果他发现信风对航线的影响,知道全世界的海况不会随着气候而变化,因此两地之间的最佳航线也不会随着时间而变化。

他基本上使用众包方式验证了全球最佳航线。从毛利之前的航线数据来看,城市之间的海路是随机的。

(阿尔伯特爱因斯坦,Northern Exposure(美国电视),)毛利之后的10 ~ 20年间,通过航线众筹概念,航线看起来更加相同,容易受到季节性气候的影响。海洋对世界政治经济有根本影响。

它是贸易和信息的支柱,毛利带来了根本性的变化。2.Which companies do you admire?Why?2.你喜欢什么公司?为什么?I want to go slightly off the beaten path And talk about the sandy hook promise foundation . sandy hook promise is a group that was founded after the se Ndy我的问题有点偏离了你的提问。

我最喜欢的是桑迪胡克期待基金会,该基金会是几年前桑迪胡克惨案再次发生后正式成立的组织。部分家长成立,硅谷风险投资者也参与了这项事业。他们期待通过风投模式找到坚定校园安全的方法。他们让全世界的人想起有趣的想法,并期待通过种子基金赞助这些方法,增加校园暴力。

3.which area of technology excites you most?最令人兴奋的技术领域是什么?biotech . If you look at the increase in computational power and math power,even in the past few years,There has been rapid change they take a couple of tests and they gather data about you,and they may say,Actually youre probably a candidate for this procedure vs . that 从一开始就很难明确提出有趣的医学问题。到目前为止,我们可以开始整合某些想法。例如,现在有一家叫Celmatix的生物技术公司,它可以对生育问题获得非常准确的指导。例如,如果尝试体外受精,他们不会做一些测试来收集你的数据。

然后他们可能会说,你可能更适合这种方法或那种方法。(大卫亚设,Northern Exposure)他们关注的方面很多。现在有几家公司在这个领域做着非常有趣的工作,这家公司就是一个例子。4.what advice would you give to some one who wants to do what you do?4.任何人都想专门从事和你在这个领域的工作。

你对他们有什么建议吗?I think often times people get advice to take more science classes or go do an internship at a firm,And thats all good . but what I have found useful isfluence my thinking . my advice would be to go read something random . luckily the barrier to entry for reading is very low,So I have a lot of books on my我指出,人们可能经常得不到建议,例如多上科学课或在一家公司进修。但是我有一个简单的经验,就是书读得很普遍,比如历史、名人传记、小说、诗歌。(大卫亚设,Northern Exposure(美国电视剧))这种普遍的信息确实能给我带来影响我思考的东西。

我的建议是随机地读一些东西。幸好现在读者门槛低,我在Kindle电子书上读了很多书。

5.what is the best advice you ever received?5.你收到的最坏的建议是什么?When I was at Google,one of the things I did was help run the IPO,and one day when I was going through part of the process,I made a big mistakeYes,I did,and im sorry.eric looked at me,put his hand on my shoulder said,okay.dont ever do it again,But I still love you.its notthat was incredibly valuable for me .在谷歌工作的时候,我曾多次在老大公司经营IPO。有一天,在做IPO相关的工作时,我犯了一个大错,毁了最重要的事。我立刻意识到了这个错误,但我也接到了CEO埃里克施密特的电话,他让我去会议室闻他的味道。

所以我立刻跑到会议室,当我到达的时候,他对我说。“嘿,我说我得罪你了。

”我说:“是的,我很伤心。“埃里克看着我,夹在我的肩膀上说。

”好了,以后别犯了。我依然爱你。

“虽然这不是一个很简单的建议,但它警告我人不会受到惩罚,同时你要告诉他,你要对自己的罪的错误负责管理,他们仍然是你所推崇的人,在一定程度上是犯了错误的人。这对我很有价值6.what challenges are facing your business right now?你的公司现在面临什么挑战?the regulatory environment for lending is very complicated . there are state laws,there are federal laws,So were continuing to find regulation我们虽然想得到帮助,但一切都是彻底监督不可缺少的因素。

这是一个很好的挑战因为日益加强的身体健康限制,整个行业不会变得更好。(莎士比亚、哈姆雷特、健康)7。if you could have done anything differently in your career,what would it have been?7.如果在你的职业生涯中有可以从头再来的东西,那不是什么呢?I would have started a company earlier . I went around to a lot of other firms,and I always enjoyed it,But I didnt necessarily have enough configurationEverything has to be an A day。

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我会更早开始创业。我曾多次在其他公司打蜡,我也很享受这个过程,但我不一定要等到对我的创业理念有足够的自信后,才能创业我的公司。

现在我已经创业四年了,而且我很讨厌这个过程。我每天都教新东西但是创业也很难。因为你不能得到“B”,一切都要用“A”。

8.what is one goal-either personal or professional-that you would like to accomplish during your lifetime?8.你一生中想要达到的个人目标或职业目标是什么?I want to eat dinner at the white house . I am a distant aficionado of politics . I find the political process fascinating。我想不在白宫吃饭。我是一个与政治无关的政治爱好者,但我真的很喜欢政治。

9.What was the last book you read?9.你最近读的书是什么?im going to go in a very strange direction . the last book that I just finished last night was by a guy named Michael Easton . Michael is a friend of E who is anits interesting to me that,at 43,I can still read comic books . the style of how the art is produced is different from when I was younger . the phyle迈克尔是我的朋友,他既是演员又是漫画小说作家。他最近写了一本名为《偷魂者》 (Soul Stealer)的书。

他把一本柔软封面的精装本作为圣诞礼物送给了我,我最近想抽出时间读一读。我真正有趣的是,我今年已经43岁了,但还能看漫画书。

现在这种艺术的表现已经和我上了年纪的时候不一样了。整个艺术基调变得更加阴郁,各方面的故事更加交错,更加痛苦,更加纠结。那是某种程度上纯粹的暴力。

本质上,一起学习是很辛苦的。它很伤心,也有点让人伤心。

(乔治伯纳德肖)要用这种二维、小格子艺术猎取一个城市的情感色彩,这种能力很有挑战性,人更多。这种感叹艺术的优秀应用是10。

what is one unique or quirky habit that you have?10.你有什么独特的习惯或爱好吗?the fingernails of my left hand are painted with black nail polish . I dont know why its one hand not two . I dont know why its my off hand . I O story other than我左手指甲上抹了黑色指甲油。我不告诉你为什么我只涂了一只手,而不是两只手,为什么是左手,而不是右手。除了真漂亮外,我也没有别的解释。我以前都是自己涂的,后来发现我很难涂。

现在我借钱给别人替我抹。我们公司的优点之一是我们要求美甲师每周来我们公司,所以我要求她涂抹。


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